Document Title Circular No. Link
Housing Guidelines - Retail
Guidelines on the End-User Home Financing for the Pambansang Pabahay Para sa Pilipino (4PH) Program [Effective on 18 August 2023] 459
Guidelines on the Pag-IBIG Fund HEAL Program (Effective on 22 July 2021) 446
Amendments to Pag-IBIG Cir. No. 388 (Effective on 26 May 2021) 444
Guidelines on the Repurchase of Pag-IBIG Fund Real and Other Properties Acquired (Effective on 07 January 2021) 441
Guidelines on the Suspension of the Pag-IBIG Fund Real Estate Broker's Accreditation Program (Effective on 25 December 2019 430
Revised Guidelines on the Implementation of the Pag-IBIG NPARP for Retail Loans 429
Omnibus Guidelines on the Sale of Pag-IBIG Fund Real and Other Properties Acquired (Effective on 31 August 2019) 428
Modified Guidelines on Extrajudicial Foreclosure of REM (Effective on 18 May 2019) 424
Discontinuance of the Collection Servicing Agreement with Developers (Effective 02 February 2019) 422
Rationalized Performance Standards for Developers' Takeout Mechanism (Effective on 22 December 2018) 417
Criteria for Developers Participating on the Pag-IBIG Fund's Conversion or Transfer Facility (Effective on 16 December 2018) 415
Amended Guidelines on the Pag-IBIG Fund Housing Loan Restructuring Program (Effective on 18 December 2018)" 414
Extended Application of the Subsidized Interest Rates Under the Pag-IBIG Fund Affordable Housing Program (Effective on 16 December 2018)" 413
Adjustment on the Socialized Housing Loan Ceiling (Effective on 06 November 2018) 410
Application of the Borrower's Evaluation System (BES) for Developer-Assisted Account that are Documented through Real Estate Mortgage (REM) (Effective on 16 August 2018) 409
Determination of Retention Fees for Developer Assisted Housing Loan Accounts and Transfer or Registration Fees for Retail Housing Loan Accounts (Effective on 14 July 2018) 406
Modified Guidelines on the Pag-IBIG Fund Affordable Housing Program (Effective on 18 July 2018) 403
Determination of Loanable Amount Based on Capacity to Pay and LTV under EUF 402
Exclusion of Upgraded MS in the HL Monthly Amortization 398
Modified Guidelines on the Pag-IBIG Fund End-User Home Financing Program (Effective on 18 February 2018) 396
Guidelines on the Use of the Fund's Conversion Transfer Facility and Implementation of the BIR - RMO No. 28-2016 394
Revised Guidelines on the Conversion to Full Risk-Based Pricing Program 389
Additional Amendments to Circular No. 259 and Circular No. 298 388
Amended Guidelines on the Condonation of Penalties and Additional Interest of Delinquent HL Accounts
(Effective on 28 November 2017)		 386
Revised Guidelines Implementing the Pag-IBIG Fund HRRL Program 385
Guidelines on the Removal of TAV Offsetting Upon Membership Termination of Pag-IBIG Housing Loan Borrowers and on HL Recovery Transactions 381
Guidelines on the Pull-Out of Checks 368
Guidelines Implementing the Selection Process of Developers Participating in Pag-IBIG Fund Housing Fair 357
Guidelines on the Pag-IBIG Fund Dacion en Pago Program for Retail Housing Loan Accounts 356
Revised Policies on the Release of Retention Fee and Loan Documents Upon Conversion of CTS Accounts to REM Accounts 347
Guidelines on the Classification of Developers and Grant of Incentives 345
Guidelines Implementing the Pag-IBIG Fund Takeout Mechanism for Developer-Assisted Housing Program 344
Amendments to Pag-IBIG Circular No. 316 326
Amended Guidelines on the Cancellation of Defaulting Contract-to-Sell (CTS) Accounts 316
Additional Amendments to HDMF Circular No. 259 298
Policies on the Budget Allocation for the Takeout of Developer-Assisted Housing Loan Accounts 297
Housing Guidelines - Wholesale
Guidelines on the Direct Developmental Loan for the Pambansang Pabahay Para sa Pilipino (4PH) Program [Effective on 02 January 2023] 457
Guidelines on the Pag-IBIG Fund Rental Housing Construction Loan Program 437
Revised Guidelines on the Pag-IBIG Group Housing Loan Program 371
Guidelines Implementing the Pag-IBIG Fund Loan Restructuring Program for Wholesale Loans 370
Guidelines on the Pag-IBIG Fund Dacion en Pago Program for Wholesale Loans 363
Additional Requirements for LGU Availing the Pag-IBIG Group Housing Loan Program 354
Adoption of Full Risk-Based Pricing Framework to all Pag-IBIG Fund Wholesale Loan Programs 330
Amended Guidelines on the Pag-IBIG Direct Developmental Loan Program 329
Amended Guidelines on Single Borrower’s Limit for Wholesale Loans 306
Amended Guidelines on the Pag-IBIG Credit Facility for Private Developers 301