The Pag-IBIG Fund Multi-Purpose Loan or MPL is a cash loan designed to help our members with any immediate financial need.
A member can borrow up to 80% of their Pag-IBIG Regular Savings, and can be processed in as fast as 2 days!
Read more below and learn how to secure cash through the Pag-IBIG Multi-Purpose Loan.
MULTI-PURPOSE LOAN

1. Philippine Identification (PhilID) Card
2. Passport including those issued by foreign governments
3. Driver’s License
4. Professional Regulation Commission (PRC) ID
5. National Bureau of Investigation (NBI) Clearance
6. Police Clearance
7. Postal ID
8. Voter’s ID
9. Tax Identification Number (TIN) ID
10. Barangay Certification or Barangay IDs or similar documents bearing picture of the Member
11. Government Service Insurance System (GSIS) e-Card
12. Social Security System (SSS) Card
13. Senior Citizen Card
14. Overseas Workers Welfare Administration (OWWA) ID
15. Overseas Filipino Worker ID
16. Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
17. Alien Certification of Registration/Immigrant Certificate of Registration
18. Government Office and GOCC ID, e.g. AFP ID, Pag-IBIG Fund Loyalty Card
19. ID issued by the National Council on Disability Affairs (NCDA)
20. Department of Social Welfare and Development (DSWD) Certification
21. Integrated Bar of the Philippines ID
22. Company ID issued by Private Entities or Institutions Registered with or supervised or regulated either by the BSP, SEC or IC
23. PhilHealth Health Insurance Card ng Bayan.
STEP 1
Submit accomplished Multi-Purpose Loan Application Form and required supporting documents
STEP 2
Get STL Acknowledgement Receipt (HQP-SLF-121)
STEP 3
On scheduled date, get loan proceeds.
• Multi-Purpose Loan Application Form (MPLAF, HQP-SLF-065) (1 Original)
• Valid ID acceptable to the Fund (1 Photocopy)
• Proof of Income (For Formally-employed:)
The “Certificate of Net Pay” portion at the back of the application form must be accomplished by the employer or submit photocopy of one (1) month latest payslip duly authenticated by the company’s authorized signatory.
• Proof of Income (For Self-Employed, any of the following:)
a. ITR, Audited Financial Statements, and Official Receipt of tax payment from bank supported with DTI Registrant and Mayor’s Permit/Business Permit (1 Photocopy)
b. Commission Vouchers reflecting the issuer’s name and contact details (for the last 12 months) (1 Original)
c. Bank Statements or passbook for the last 12 months (in case income is sourced from foreign remittance, pension, etc.) (1 Original)
d. Certified True Copy of Transport Franchise issued by appropriate government agency (LGU for tricycles, LTRFB for other PUVs) (1 Original)
e. Certificate of Engagement issued by the owner of business (1 Original)
f. Notarized Affidavit of Income (HQP-SLF-136) (1 Original)
• Proof of Income (For Overseas Filipino Workers (OFW), any of the following:)
a. Employment Contract
• Employment Contract between employee and employer (1 Photocopy); or
• POEA Standard Contract (1 Original)
b. Certificate of Employment and Compensation (CEC)
• CEC written on the Employer/Company’s official letterhead (1 Original); or
• CEC signed by employer (for household staff and similarly situated employees) (1 Original), supported by a photocopy of the employer’s ID and passport
c. Income Tax Return filed with Host Country/Government (1 Original)
NOTE: In all instances, wherein photocopies are submitted, the original documents must be presented for authentication.
• For releasing of loan proceeds thru Payroll Account*/Disbursement Card**, submit photocopy of the Payroll Account*/Disbursement Card**.
• For application thru employer, the photocopy of Payroll Account*/Disbursement Card** shall be duly certified by the employer.
• For individual application, the Payroll Account*/Disbursement Card** shall be presented for authentication.
* Payroll Accounts using Land Bank of the Philippines (LBP) Accounts for Disbursement
** Land Bank of the Philippines (LBP), Development Bank of the Philippines (DBP) or United Coconut Planters Bank (UCPB) Cash Cards
• Authorization Letter
• Valid IDs of both parties (1 Photocopy)
• Multi-Purpose Loan Application Form (MPLAF, HQP-SLF-065) (1 Original)
• Proof of Income (For Formally-employed:)
The “Certificate of Net Pay” portion at the back of application form must be accomplished by the employer or submit photocopy of one (1) month latest payslip duly authenticated by the company’s authorized signatory.
• Proof of Income (For Self-Employed, any of the following:)
a. ITR, Audited Financial Statements, and Official Receipt of tax payment from bank supported with DTI Registrant and Mayor’s Permit/Business Permit (1 Photocopy)
b. Commission Vouchers reflecting the issuer’s name and contact details (for the last 12 months) (1 Original)
c. Bank Statements or passbook for the last 12 months (in case income is sourced from foreign remittance, pension, etc.) (1 Original)
d. Certified True Copy of Transport Franchise issued by appropriate government agency (LGU for tricycles, LTRFB for other PUVs) (1 Original)
e. Certificate of Engagement issued by the owner of business (1 Original)
f. Notarized Affidavit of Income (HQP-SLF-136) (1 Original)
• Proof of Income (For Overseas Filipino Workers (OFW), any of the following:)
a. Employment Contract
• Employment Contract between employee and employer (1 Photocopy); or
• POEA Standard Contract (1 Original)
b. Certificate of Employment and Compensation (CEC)
• CEC written on the Employer/Company’s official letterhead (1 Original); or
• CEC signed by employer (for household staff and similarly situated employees) (1 Original), supported by a photocopy of the employer’s ID and passport
c. Income Tax Return filed with Host Country/Government (1 Original)
NOTE: In all instances, wherein photocopies are submitted, the original documents must be presented for authentication.
• For releasing of loan proceeds thru Payroll Account*/Disbursement Card**, submit photocopy of the Payroll Account*/Disbursement Card**.
• For application thru employer, the photocopy of Payroll Account*/Disbursement Card** shall be duly certified by the employer.
• For individual application, the Payroll Account*/Disbursement Card** shall be presented for authentication.
* Payroll Accounts using Land Bank of the Philippines (LBP) Accounts for Disbursement
** Land Bank of the Philippines (LBP), Development Bank of the Philippines (DBP) or United Coconut Planters Bank (UCPB) Cash Cards


CALAMITY LOAN
The Pag-IBIG Fund Calamity Loan is a cash loan facility to assist Pag-IBIG Fund members who reside in areas declared under a state of calamity and are affected by such disasters. The loan seeks to provide immediate financial assistance to help members recover from the effects of such calamity. It comes at a low interest rate of 5.95% per annum. The Calamity loan is payable within 36 or 24 months, and has a deferred first payment.

1. Philippine Identification (PhilID) Card
2. Passport including those issued by foreign governments
3. Driver’s License
4. Professional Regulation Commission (PRC) ID
5. National Bureau of Investigation (NBI) Clearance
6. Police Clearance
7. Postal ID
8. Voter’s ID
9. Tax Identification Number (TIN) ID
10. Barangay Certification or Barangay IDs or similar documents bearing picture of the Member
11. Government Service Insurance System (GSIS) e-Card
12. Social Security System (SSS) Card
13. Senior Citizen Card
14. Overseas Workers Welfare Administration (OWWA) ID
15. Overseas Filipino Worker ID
16. Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
17. Alien Certification of Registration/Immigrant Certificate of Registration
18. Government Office and GOCC ID, e.g. AFP ID, Pag-IBIG Fund Loyalty Card
19. ID issued by the National Council on Disability Affairs (NCDA)
20. Department of Social Welfare and Development (DSWD) Certification
21. Integrated Bar of the Philippines ID
22. Company ID issued by Private Entities or Institutions Registered with or supervised or regulated either by the BSP, SEC or IC
23. PhilHealth Health Insurance Card ng Bayan.
STEP 1
  • Submit accomplished Calamity Loan Application Form and required supporting documents.
STEP 2
Get STL Acknowledgement Receipt (HQP-SLF-121)
STEP 3
On scheduled date, get loan proceeds.
• Calamity Loan Application Form (CLAF, HQP-SLF-066) (1 Original) (1 Original)
• Valid ID acceptable to the Fund (1 Photocopy)
• Proof of Income (For Formally-employed:)
The “Certificate of Net Pay” portion at the back of the application form must be accomplished by the employer or submit photocopy of one (1) month latest payslip duly authenticated by the company’s authorized signatory.
• Proof of Income (For Self-Employed, any of the following:)
a. ITR, Audited Financial Statements, and Official Receipt of tax payment from bank supported with DTI Registrant and Mayor’s Permit/Business Permit (1 Photocopy)
b. Commission Vouchers reflecting the issuer’s name and contact details (for the last 12 months) (1 Original)
c. Bank Statements or passbook for the last 12 months (in case income is sourced from foreign remittance, pension, etc.) (1 Original)
d. Certified True Copy of Transport Franchise issued by appropriate government agency (LGU for tricycles, LTRFB for other PUVs) (1 Original)
e. Certificate of Engagement issued by the owner of business (1 Original)
f. Notarized Affidavit of Income (HQP-SLF-136) (1 Original)
• Proof of Income (For Overseas Filipino Workers (OFW), any of the following:)
a. Employment Contract
• Employment Contract between employee and employer (1 Photocopy); or
• POEA Standard Contract (1 Original)
b. Certificate of Employment and Compensation (CEC)
• CEC written on the Employer/Company’s official letterhead (1 Original); or
• CEC signed by employer (for household staff and similarly situated employees) (1 Original), supported by a photocopy of the employer’s ID and passport
c. Income Tax Return filed with Host Country/Government (1 Original)
• ADDITIONAL REQUIREMENTS FOR MEMBERS AFFECTED BY EL NINO PHENOMENON ONLY
a. For farmers, including landlords, fisher folks, and livestock farmers
• Certification from the Municipal Agricultural Office (MAO) that their products were damaged/killed due to the calamity.
b. For business owners/market vendors
• Certification from the Market Vendors Association or certification from the Municipal Mayor (if not a member of the association) attesting that he is engaged in the selling of farm products, vegetable, meat, fish, and that his source of livelihood was affected by the calamity.
c. For Pag-IBIG Members or any of his immediate family members afflicted by diseases such as diarrhea, cholera, skin diseases, paralytic shellfish poisoning (red tide bloom), heat cramps, heat exhaustion, heat stroke, chickenpox, measles, and hypertension
• A Medical Certificate from the Doctor stating that such diseases/illness brought by the onset of calamity.
NOTE: In all instances, wherein photocopies are submitted, the original documents must be presented for authentication.
• For releasing of loan proceeds thru Payroll Account*/Disbursement Card**, submit photocopy of the Payroll Account*/Disbursement Card**.
• For application thru employer, the photocopy of Payroll Account*/Disbursement Card** shall be duly certified by the employer.
• For individual application, the Payroll Account*/Disbursement Card** shall be presented for authentication.
* Payroll Accounts using Land Bank of the Philippines (LBP) Accounts for Disbursement
** Land Bank of the Philippines (LBP), Development Bank of the Philippines (DBP) or United Coconut Planters Bank (UCPB) Cash Cards
• Authorization Letter
• Valid IDs of both parties (1 Photocopy)
• Calamity Loan Application Form (CLAF, HQP-SLF-066) (1 Original) (1 Original)
• Proof of Income (For Formally-employed:)
The “Certificate of Net Pay” portion at the back of application form must be accomplished by the employer or submit photocopy of one (1) month latest payslip duly authenticated by the company’s authorized signatory.
• Proof of Income (For Self-Employed, any of the following:)
a. ITR, Audited Financial Statements, and Official Receipt of tax payment from bank supported with DTI Registrant and Mayor’s Permit/Business Permit (1 Photocopy)
b. Commission Vouchers reflecting the issuer’s name and contact details (for the last 12 months) (1 Original)
c. Bank Statements or passbook for the last 12 months (in case income is sourced from foreign remittance, pension, etc.) (1 Original)
d. Certified True Copy of Transport Franchise issued by appropriate government agency (LGU for tricycles, LTRFB for other PUVs) (1 Original)
e. Certificate of Engagement issued by the owner of business (1 Original)
f. Notarized Affidavit of Income (HQP-SLF-136) (1 Original)
• Proof of Income (For Overseas Filipino Workers (OFW), any of the following:)
a. Employment Contract
• Employment Contract between employee and employer (1 Photocopy); or
• POEA Standard Contract (1 Original)
b. Certificate of Employment and Compensation (CEC)
• CEC written on the Employer/Company’s official letterhead (1 Original); or
• CEC signed by employer (for household staff and similarly situated employees) (1 Original), supported by a photocopy of the employer’s ID and passport
c. Income Tax Return filed with Host Country/Government (1 Original)
• ADDITIONAL REQUIREMENTS FOR MEMBERS AFFECTED BY EL NINO PHENOMENON ONLY
a. For farmers, including landlords, fisher folks, and livestock farmers
• Certification from the Municipal Agricultural Office (MAO) that their products were damaged/killed due to the calamity.
b. For business owners/market vendors
• Certification from the Market Vendors Association or certification from the Municipal Mayor (if not a member of the association) attesting that he is engaged in the selling of farm products, vegetable, meat, fish, and that his source of livelihood was affected by the calamity.
c. For Pag-IBIG Members or any of his immediate family members afflicted by diseases such as diarrhea, cholera, skin diseases, paralytic shellfish poisoning (red tide bloom), heat cramps, heat exhaustion, heat stroke, chickenpox, measles, and hypertension
• A Medical Certificate from the Doctor stating that such diseases/illness brought by the onset of calamity.
NOTE: In all instances, wherein photocopies are submitted, the original documents must be presented for authentication.
• For releasing of loan proceeds thru Payroll Account*/Disbursement Card**, submit photocopy of the Payroll Account*/Disbursement Card**.
• For application thru employer, the photocopy of Payroll Account*/Disbursement Card** shall be duly certified by the employer.
• For individual application, the Payroll Account*/Disbursement Card** shall be presented for authentication.
* Payroll Accounts using Land Bank of the Philippines (LBP) Accounts for Disbursement
** Land Bank of the Philippines (LBP), Development Bank of the Philippines (DBP) or United Coconut Planters Bank (UCPB) Cash Cards

Need assistance regarding your Multi-Purpose Loan (MPL) or Provident Benefit Claim application? Let us know. Just accomplish and submit the Information Form and we will address your concerns as soon as possible. Thank you.

INFORMATION FORM