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MEMBERSHIP PROCEDURES AND REQUIREMENTS

I. FOR WORKERS WITH REGULAR EMPLOYMENT

Per Republic Act 7742 which was fully implemented on January 1, 1995, membership to the Pag-IBIG Fund shall be mandatory for all employees covered by the Social Security System (SSS) and/or the Government Service Insurance System (GSIS) and who are earning at least P4,000.00 a month. This mandatory coverage extends to expatriates whose age is up to 60 years old and who are compulsorily covered by the SSS. In the absence of an explicit exemption from SSS coveragem the said expatriate, upon assumption of office, shall be compulsorily covered by the Fund.

Membership for employees who are earning less than P4,000 a month, including those who belong to other working groups shall be on a voluntary basis.


Procedure of registration for first-time member-companies:

  1. Accomplish two copies of the Membership Registration/Remittance Form (M1-1).

  2. Prepare the following documents (2 photocopies):
    • SEC registration or the company's DTI and SSS registration
    • R3 and R1A forms (SSS registration and remittance forms)
  3. Present all documents (M1-1, registration and SSS forms) to the Marketing Division of the concerned Pag-IBIG branch office for verification (bring all originals for authentication). Secure referral slip from Marketing staff.

  4. Proceed to the office's Cash Division for payment of first monthly remittance.

  5. Submit the "referral slip" prepared by the Marketing staff and all verified documents to the cashier.

  6. Succeeding remittance date shall depend on the schedule of payment of the office (see below). Accomplished M1-1 shall serve as the remittance form for succeeding payments.

  7. Submit to the Marketing office 2 copies of the accomplished Member's Data Forms (MDF) of all qualified employees to the Marketing Division on the second month after the first payment of contributions.

  8. The names of newly-hired employees that are covered by RA 7742 should be included in the accomplished M1-1 form and their corresponding contributions duly remitted to the Fund. The accomplished MDF of the new employees shall be submitted on the following month.

Schedule of Payments for Company-Members

First Letter of Company Name   Remittance Schedule
A-D   10th to the 14th day of the month
E-L   15th to the 19th day of the month
M-Q   20th to the 24th day of the month
R-Z   25th to the end of the month

II. INDIVIDUAL-PAYORS/VOLUNTARY MEMBERS

Employees who are not regularly employed and who belong to other working groups can join the Pag-IBIG Fund on a voluntary basis.

How to join Pag-IBIG:

  1. Submit accomplished MDF (2 copies) and all required documents to the Marketing Division of the concerned Pag-IBIG branch office (bring all originals for authentication)

  2. Secure Payment Order Form (POF) from Marketing staff and proceed to Cash Division for payment of contributions

  3. For succeeding payments, bring 2 photocopies of Official Receipt (bring original copy of OR for authentication) and present all verified/stamped documents to Marketing Division.

  4. Secure Payment Order Form before proceeding to Cash Division for payment of contribution

REQUIREMENTS FOR INDIVIDUAL PAYORS (IP)

SELF-PAYING (WAIVED COMPANY)

  • Certificate of Employment & Compensation (notarized)
  • Latest payslip (last 2 months)
  • Company ID
  • Certificate of Remittance or ESAV (for old members with previous contributions to Pag-IBIG)
  • Two 1x1 ID pictures
SELF-EMPLOYED (WITH OWN BUSINESS)
  • Latest Income Tax Return (ITR) with Financial Statement of the previous year certified by a CPA
  • Certificate of Remittance/ESAV (for old members)
  • Two 1x1 ID pictures
  • SEC or DTI Registration (should be under the member's name)
  • Business Permit or Mayor's Permit
OPERATORS OR FRANCHISE HOLDERS
  • Franchise Permit (under the member's name)
  • Official Receipt or Car Registration (under member's name)
  • Latest ITR (previous year)
  • Two 1x1 ID pictures
UNEMPLOYED (REACTIVATING MEMBERS ONLY)
  • Affidavit of Unemployment
  • Certificate of Remittance or ESAV
  • Two ID pictures
OFWS (REACTIVATING MEMBERS OR WITH PREVIOUS CONTRIBUTIONS)
  • Latest and valid Contract of Employment (with POEA original stamp)
  • Certificate of Remittance or ESAV
  • Passport or any Valid ID/POEA license
  • Two 1x1 ID pictures
  • Special Power of Attorney (SPA), in case a representative shall submit the documents and pay the member's contributions
SELF-EMPLOYED (COMMISSION BASIS)
  • Latest ITR (previous year) or Commission Voucher
  • Certificate of Representation from company (notarized) or Company ID
  • Certificate of Remittance or ESAV (for old members)
  • Two 1x1 ID pictures
SELF-EMPLOYED PROFESSIONALS
  • PRC/BAR License
  • Latest ITR (previous year)
  • Certificate of Remittance or ESAV (for old members)
  • Two 1x1 ID pictures
UNEMPLOYED SPOUSE OF EMPLOYED/WORKING PAG-IBIG MEMBER
  • Written consent from member-employed/working spouse
  • Certificate of Employment and Compensation of member-working spouse (notarized)
  • Affidavit of Unemployment
  • Two 1x1 ID pictures
  • If member-spouse has own business
    • Latest ITR (previous year)
    • Business Permit or Mayor's Permit
    • SEC or DTI Registration

  • Monthly contributions of unemployed members (reactivating or non-working spouse) shall be P100.00
  • The unemployed member has the option to upgrade his monthly contributions, but may not downgrade the amount
  • Unemployed members may avail of the Multi-Purpose Loan but not a housing loan from Pag-IBIG
  • Individual payors or voluntary members have the option to choose their terms of payment, e.g monthly, bi-monthly, quarterly, etc.
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