Home > Benefits and Programs > Membership Procedure and Requirements

Pursuant to Republic Act 9679 which fully implemented on January 1, 2010, membership to the Pag-IBIG Fund shall be mandatory for all employees covered by the Social Security System (SSS), the Government Service Insurance System ( GSIS), uniformed members of the Armed Forces of the Philippines, the Bureau of Fire Protection, the Bureau of Jail Management and Penology, and the Philippine National Police, and Filipinos employed by foreign-based employers, whether they are deployed here or abroad or a combination thereof.

Individual with at least 18 years old but not more than 65 years old may register with the fund under voluntary membership. However, said individual shall be required to comply with the set rules and regulations for Pag-IBIG members including the amount of contribution and schedule of payment. In addition, they shall be subject to the eligibility requirements in the event of availment of loans and other programs/benefits offered by the Fund.

• HMDF Circular 274 – Revised Guidelines on Pag-IBIG Fund Membership
• HDMF Circular 275 – Implementing Guidelines on Employer Registration, Contribution, and Remittance  under RA 9679

Procedures on the Registration of Employers and it’s employees

1. Proceed to the Marketing and Enforcement Division of the concerned branch and request for a copy of the Membership Registration/Remittance Form (MRRF) [FPF060].
2. Accomplish and submit two (2) copies of the MRRF together with the following supporting documents to the Marketing and Enforcement Division:

Members Data Form (MDF) of the employees Certificate of SSS Coverage and Compliance (for the current year), if private employer GSIS Certificate of Membership, if government employer

For Sole Proprietorship DTI Registration   Mayor’s Permit/ Business Permit For Partnership/Corporation SEC Registration Articles of Partnership/Incorporation and By-laws Notes: The original copy of the documents shall be presented for authentication. Upon submission of complete documents, the Marketing and Enforcement Division shall issue the Payment Order Form (POF).

3. Proceed to the Cash and Administrative Services Division and pay the 1st monthly membership contributions (MC).
4. Upon payment, present the Pag-IBIG Fund Receipt (PFR) to the Marketing and Enforcement Division.

Notes:

1. The succeeding remittances shall depend on the following schedule:

First Letter of Company Name	Remittance Schedule
A - D	10th to the 14th day of the month
E - L	15th to the 19th day of the month
M - Q	20th to the 24th day of the month
R - Z	25th to the end of the month

2. For the succeeding remittances, the MRRF may be submitted in diskette.

INDIVIDUAL-PAYORS/VOLUNTARY MEMBERS

Employees who are not regularly employed and who belong to other working groups can join the Pag-IBIG Fund on a voluntary basis.

How to join Pag-IBIG:

1. Accomplished and submit two (2) copies of the MDF and all required supporting documents to the Marketing and Enforcement Division of the concerned Pag-IBIG branch office (bring all originals for authentication)


2. Secure Payment Order Form (POF) from Marketing and Enforcement Division and proceed to the Cash Division for payment of initial membership contributions (MC)


3. Present all verified/stamped documents to the Marketing and Enforcement Division.


4. Secure Payment Order Form before proceeding to Cash Division for payment of contribution



REQUIREMENTS FOR INDIVIDUAL PAYORS (IP)

SELF-PAYING (WAIVED COMPANY)

• Certificate of Employment & Compensation
• Latest Payslip
• Company ID

SELF-EMPLOYED

• Latest ITR
OVERSEAS FILIPINO WORKER (OFW) (For Reactivating Members only)
• Latest Contract of Employment
• Passport or any valid ID
UNEMPLOYED SPOUSE (For Non-Working Spouse)
• Written consent from member-working spouse
• Certificate of Employment and Compensation of member-working spouse
• Affidavit of Unemployment

       For member-spouse with business:

• Latest ITR
UNEMPLOYED (For Reactivating Members only)
• Affidavit of Unemployment