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Amended Implementing Guidelines on the Rehabilitation and Disposal of Pag-IBIG Fund Real and Other Properties Owned or Acquired (ROPOA) through aMemorandum of Agreement with Developers (HDMF Circular No. 279) (March 2, 2010)

Pursuant to Item J of HDMF Circular No. 246, which allows the Senior Management
Committee to amend, modify or revise certain provisions of the said guidelines, the
Amended Implementing Guidelines on the Rehabilitation and Disposal of Pag-
IBIG Fund Real and Other Properties Owned or Acquired (ROPOA) through a
Memorandum of Agreement with Developers are hereby issued:

Amended Omnibus Guidelines Implementing the Pag-IBIG Takeout Mechanism under the Developers’ CTS/REM Scheme (HDMF Circular No. 259) (April 24, 2009)

Pursuant to the approval of the HDMF Board of Trustees in its 256th Meeting held last
20 April 2009, the Amended Omnibus Guidelines Implementing the Pag-IBIG
Takeout Mechanism under the Developers’ CTS/REM Scheme are hereby issued:

Revised Guidelines on the Housing Receivables Financing Facility (HDMF Circular No. 258) (April 24, 2009)

Pursuant to the approval by the HDMF Board of Trustees during the 256th Board
Meeting on 20 April 2009, the Revised Guidelines on the Housing Receivables
Financing Facility is hereby issued:

Amended Guidelines on House Construction Financing Line (HDMF Circular No. 257) (April 24, 2009)

Pursuant to the approval of the HDMF Board of Trustees during the 256th Board
Meeting held last 20 April 2009, the following Amended Guidelines on House
Construction Financing Line are hereby issued:

Amended Guidelines of the Pag-IBIG City Program (HDMF Circular No. 256) (April 24, 2009)

Pursuant to the approval by the HDMF Board of Trustees during the 256th Board
Meeting last 20 April 2009, the Amended Guidelines of the Pag-IBIG City
Program, are hereby issued:

Revised Guidelines of the Pag-IBIG Program for the Development of Medium/High-Rise Condominium Building (MHRB) Projects in Metro Manila and Highly Urbanized Cities (HDMF Circular No. 255) (April 24, 2009)

Pursuant to the approval by the HDMF Board of Trustees during the 256th Board
Meeting last 20 April 2009, the Revised Guidelines of the Pag-IBIG Program
for the Development of Medium/High-Rise Condominium Building (MHRB)
Projects in Metro Manila and Highly Urbanized Cities, are hereby issued:

Amended Implementing Guidelines For The Pag-Ibig Developmental Housing Loan Program For Local Government Units (HDMF Circular No. 254) (April 24, 2009)

Under Section 8 of RA 7279, or the Urban Development and Housing Act,
LGUs were directed to identify lands for socialized housing and resettlement
areas in their jurisdiction. This provision is in conjunction with Section 17 of
RA 7160, otherwise known as the Local Government Code of 1991, where
local government units were mandated to provide for basic services and
facilities to their constituencies like low-cost housing and other mass
dwellings. Ironically, however, interventions in most cases are provided by
national government agencies and the private sector.

Amended Guidelines Implementing HDMF Direct Developmental Loan Program (HDMF Circular No. 253) (April 24, 2009)

Pursuant to the approval of the HDMF Board of Trustees during the 256th Board
Meeting held last 20 April 2009, the Amended Guidelines Implementing HDMF
Direct Developmental Loan Program, are hereby issued:

GLAD PROGRAM

Provides financial assistance to organized groups of formally employed Fund members for the acquisition and development of rawland or partially developed land, which shall serve as the site of their housing units.

Pag-IBIG HOMES DIRECT FINANCING PROGRAM

Covers the development and construction of low cost housing units in Metro Manila and highly urbanized cities, and socialized housing units in the provinces by Pag-IBIG Fund.