The Pag-IBIG Fund Amortization Calculator only provides an approximate amount of the monthly loan amortization given by the assumed value. Pag-IBIG Fund does not guarantee the accuracy of this calculator. This is provided for reference purposes only.

This calculator computes the Principal and Interest only. The MRI and Fire Insurance is EXCLUDED in the computation.

The Pag-IBIG Abot-Kamay Pabahay Program shall bear interest at the following rates per annum:

Loan Amount	Interest Rate
Up to P300,000	6%
Over P300,000 upto P750,000	7%
Over P750,000 upto P2,000,000	10.5%
Such interest rate shall accrue on the basis of 365-day actual days elapsed.

•	The loan shall be repaid at a maximum term of thirty (30) years, and shall, in no case, exceed the difference between the present age and age seventy (70) of the principal borrower.
•	The borrower shall be considered in default when he or any of his co-borrowers fails to pay any three (3) consecutive monthly amortizations and/or monthly membership contributions and other obligations on the loan.