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Pag-IBIG Fund offers the following programs and services:

PROVIDENT/SAVINGS BENEFIT  (How to apply)

The program offers its members a fast, easy and affordable way of saving for their future needs.

Pag-IBIG HOUSING BONDS 

The Pag-IBIG Housing Bonds (2007) are bonds issued by the Home Development Mutual Fund to finance its housing loan program. It has a term of five (5) years and one(1) day.

The Development Bank of the Philippines (DBP) is the Facility Agent/Trustee Bank.

  • Notice of Housing Bonds Maturity
  • Information Memorandum


    • Lending Programs

    1. PROVIDENT LOAN
    1.1 SHORT TERM LOAN (How to apply)

    The loan may be used for the following purposes:

      • Minor Home Improvement
      • Livelihood
      • Medical
      • Educational
      • Purchase of appliance and furniture
      • Other immediate needs


    • CALAMITY LOAN PROGRAM 

    The Program provides financial assistance to Pag-IBIG member-victims in calamity-stricken areas.


    2. HOUSING LOAN

    2.1 Retail

    a. “ABOT-KAMAY PABAHAY” PROGRAM(Pag-IBIG Cir. 233, Modified Guidelines) (Housing Loan Counseling Schedule) (How to apply)

    b. GOOD PAYOR INCENTIVE PROGRAM (Pag-IBIG Cir.  229, Implementing Guidelines)

    c. "GABAY PABAHAY" PROGRAM (Pag-IBIG Cir. 218)

    d. DACION EN PAGO (Pag-IBIG Cir. 217, Amended Guidelines and Procedures)

    e. “MAGAANG PABAHAY, DISENTENG BUHAY” PROGRAM (Pag-IBIG Cir. 232, Amended Guidelines )

    f. RENT-TO-OWN PROGRAM  

    g. DISPOSITION OF REAL AND OTHER PROPERTIES OWNED OR ACQUIRED (ROPOA) (Pag-IBIG Cir. 200, Amended Policies and Guidelines)

    h. SUBSTITUTION/ REPLACEMENT OF CTS ACCOUNTS (Pag-IBIG Cir. 206, Impelenting Guidelines)

     

    2.2 Wholesale Lending

    a. DEVELOPMENT OF MEDIUM/HIGH-RISE CONDOMINIUM BUILDING (MHRB) PROJECTS IN METRO MANILA AND HIGHLY URBANIZED CITIES (Pag-IBIG Cir. 227)

    b. Pag-IBIG CITY PROGRAM

    c. CREDIT FACILITY FOR PRIVATE DEVELOPERS

    d. GLAD PROGRAM

    e. FCL COVERED BY DOMESTIC LETTER OF CREDIT

    f. Pag-IBIG HOMES DIRECT FINANCING PROGRAM

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