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Get indicative figures instantly!

Find out how much you can borrow based on your income, preferred repayment term, fixed pricing period, and/or estimated value of the property you are meaning to buy.

Interest Rates (based on chosen Fixed Pricing Period)
1 Year 3 Years 5 Years 10 Years 15 Years 20 Years 25 Years 30 Years
5.375% 6.375% 7.270% 8.035% 8.585% 8.800% 9.050% 10.000%
How much income is required for my desired loan value?
Desired Loan Amount:  
Preferred Repayment Period:
Preferred Fixed Pricing Period:
Indicative Results:
Estimated Gross Monthly Income Requirement :
Estimated Monthly Amortization :
MRI Annual Premium:
MRI Monthly Premium:
Principal & Interest:
How much can I borrow base on my income?
Gross Monthly Income (limit to income regularly received every month):  
Preferred Repayment Period :
Preferred Fixed Pricing Period:
Indicative Results:
Estimated Monthly Amortization :
Estimated Loanable Amount :
How much can I borrow base on the value of the property?
Estimated Value of Property:  
Preferred Repayment Period :
Preferred Fixed Pricing Period:
Indicative Results:
Required Equity:
Maximum Loanable Amount :
Estimated Gross Monthly Income Requirement :
Estimated Monthly Amortization :
Estimated Monthly MRI:
Estimated Pincipal & Interest:

Notes:

  1. Rates are effective as of February 14, 2018 and may change without prior notice.
  2. Fixed pricing period is how long you want to lock-in your rates.
  3. This calculator is provided for reference only. Values, amounts or figures indicated are all approximate or estimated only.
  4. Computations are based on the amounts you declared and actual loanable amount may vary depending on Pag-IBIG Fund’s validation and evaluation.
  5. Terms and conditions apply.